Mercedes Ayuso
Mercedes Ayuso
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Detection of automobile insurance fraud with discrete choice models and misclassified claims
M Artís, M Ayuso, M Guillén
Journal of Risk and Insurance 69 (3), 325-340, 2002
Modelling different types of automobile insurance fraud behaviour in the Spanish market
M Artıs, M Ayuso, M Guillen
Insurance: Mathematics and Economics 24 (1-2), 67-81, 1999
Strategies for detecting fraudulent claims in the automobile insurance industry
S Viaene, M Ayuso, M Guillen, D Van Gheel, G Dedene
European Journal of Operational Research 176 (1), 565-583, 2007
Fraud detection using a multinomial logit model with missing information
SB Caudill, M Ayuso, M Guillén
Journal of Risk and Insurance 72 (4), 539-550, 2005
Improving automobile insurance ratemaking using telematics: incorporating mileage and driver behaviour data
M Ayuso, M Guillen, JP Nielsen
Transportation 46, 735-752, 2019
The impact of traffic violations on the estimated cost of traffic accidents with victims
M Ayuso, M Guillén, M Alcañiz
Accident Analysis & Prevention 42 (2), 709-717, 2010
A Bayesian dichotomous model with asymmetric link for fraud in insurance
L Bermúdez, JM Pérez, M Ayuso, E Gómez, FJ Vazquez
Insurance: Mathematics and Economics 42 (2), 779-786, 2008
Addressing longevity heterogeneity in pension scheme design and reform
M Ayuso, JM Bravo, R Holzmann
IZA discussion paper, 2016
Getting life expectancy estimates right for pension policy: period versus cohort approach
M Ayuso, JM Bravo, R Holzmann
Journal of Pension Economics & Finance 20 (2), 212-231, 2021
The use of telematics devices to improve automobile insurance rates
M Guillen, JP Nielsen, M Ayuso, AM Pérez‐Marín
Risk analysis 39 (3), 662-672, 2019
Telematics and gender discrimination: Some usage-based evidence on whether men’s risk of accidents differs from women’s
M Ayuso, M Guillen, AM Pérez-Marín
Risks 4 (2), 10, 2016
On the heterogeneity in longevity among socioeconomic groups: scope, trends, and implications for earnings-related pension schemes
M Ayuso, JM Bravo, R Holzmann
Trends, and Implications for Earnings-Related Pension Schemes, 2016
Time and distance to first accident and driving patterns of young drivers with pay-as-you-drive insurance
M Ayuso, M Guillén, AM Pérez-Marín
Accident Analysis & Prevention 73, 125-131, 2014
Using GPS data to analyse the distance travelled to the first accident at fault in pay-as-you-drive insurance
M Ayuso, M Guillen, AMP Marín
Transportation research part C: emerging technologies 68, 160-167, 2016
Addressing the life expectancy gap in pension policy
JM Bravo, M Ayuso, R Holzmann, E Palmer
Insurance: Mathematics and Economics 99, 200-221, 2021
Impact of road traffic injuries on disability rates and long-term care costs in Spain
R Alemany, M Ayuso, M Guillén
Accident analysis & prevention 60, 95-102, 2013
Selection bias and auditing policies for insurance claims
J Pinquet, M Ayuso, M Guillén
Journal of Risk and Insurance 74 (2), 425-440, 2007
Estadística actuarial vida
M Ayuso
Edicions Universitat Barcelona, 2007
Commitment and lapse behavior in long‐term insurance: a case study
J Pinquet, M Guillén, M Ayuso
Journal of Risk and Insurance 78 (4), 983-1002, 2011
Factores sociodemográficos y de salud asociados a la institucionalización de personas dependientes
M Ayuso Gutiérrez, R Pozo Rubio, F Escribano Sotos
Revista española de salud pública 84, 789-798, 2010
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